Todd Jarrett

Loan Officer and Debt Consultant

About Me

Todd Jarrett Everwise Group is a distinguished mortgage specialist, debt consultant, and businessman with diverse professional skills and areas of expertise. He has garnered widespread recognition from industry peers for his remarkable achievements in the field. Jarrett's expertise extends to various areas, including debt consolidation, debt management, HELOCs, mortgages, real estate loans, refinancing, reverse mortgages, second mortgages, and specialist loans.

HELOCs allow homeowners to leverage the equity in their homes while maintaining favourable interest rates on their first mortgages. This option provides a means to consolidate debt, complete home improvements, pay off student loan debt, and access cash for emergencies, among other things.

On the other hand, reverse mortgages allow homeowners to convert part of their property equity into cash, unlike traditional mortgages, where homeowners make monthly payments to a lender. Reverse mortgages pay the homeowner, and they are typically settled when the homeowner sells their property, moves out or passes away.

Jarrett is a multi-award-winning mortgage expert, debt consultant, and business owner. He has received numerous accolades over several years, recognizing him as a top sales performer in various fields.

Outside of his professional life, Jarrett is a devoted husband and father of three children. He enjoys playing basketball with his family in their backyard and snowboarding. He also loves golfing and believes it's an excellent way to relax, exercise, and do business with new and existing clients.

Jarrett resides with his wife, Melanie, in Rancho Santa Margarita, one of Orange County's youngest and safest cities, where the couple happily raises their family. Additionally, he is a huge Lakers, Los Angeles Chargers, and San Diego Padres fan.

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Todd Jarrett

Recent News

Finding the Perfect Loan Program for Your Needs
January 12, 2024

The Ins and Outs of Real Estate Loans

Real estate investment can be a lucrative venture, offering the potential for long-term financial stability and wealth accumulation. However, for most individuals, buying real estate requires securing a loan. Real estate loans are a crucial aspect of the property market, enabling people to achieve their homeownership dreams, invest in rental properties, or engage in real […]

Todd Jarrett-Real Estate Loans
December 22, 2023

Real Estate Loans: Your Key to Property Ownership and Investment Success

Real estate is often regarded as one of the most stable and lucrative investment options. Whether you’re looking to purchase your dream home, invest in rental properties, or diversify your investment portfolio, real estate can be an excellent choice. However, most people need the cash to make these investments outright. That’s where real estate loans […]

Finding the Perfect Loan Program for Your Needs
October 30, 2023

Finding the Perfect Loan Program for Your Needs

When financing your goals and dreams, finding the right loan program is essential. Loans can help you buy a home, start a business, pursue higher education, or cover unexpected expenses. With a wide array of loan options available, it can be overwhelming to choose the one that best fits your circumstances. In this article, we […]

September 22, 2023

Streamline Your Finances with Debt Consolidation: A Comprehensive Guide

Managing multiple debts can be overwhelming, both financially and emotionally. Juggling various interest rates, due dates, and creditors can lead to stress and even financial missteps. This is where debt consolidation comes into play, offering a structured solution to streamline your finances and regain control over your monetary situation. In this comprehensive guide, we’ll explore […]

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